Getting the Most out of Renovations

Thinking of renovating this summer?  According to the Appraisal Institute of Canada, here are the renovations that pay off the most. Kitchen and Bathroom – Expect an increase in house value of 75% to 100% of the cost of the renovation Painting inside and outside – 50% to 100% of the cost can be recouped […]

Dealing with Credit Agencies

Total Canadian Household Debt is at record levels. Here is some good on how to deal with Collection Agencies. A collection agency is hired to collect money for a third party, usually a company. To avoid being contacted by a collection agency, communication is the key. If you are having a difficult time paying a […]

What’s in a Credit Report?

Total Canadian Household Debt is at record levels. Here is some good information to help you understand your Credit Report.   Your credit report contains the following information: • Personal information such as your name, address, social insurance number, employers, date of birth and telephone number • Information related to any loans you have such […]