Getting the Most out of Renovations

Author Rishi Published July 25, 2016

Thinking of renovating this summer?  According to the Appraisal Institute of Canada, here are the renovations that pay off the most. Kitchen and Bathroom – Expect an increase in house value of 75% to 100% of the cost of the renovation Painting inside and outside – 50% to 100% of the cost can be recouped […]

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Making a Smart Move – Do’s & Dont’s of Moving

Author Rishi Published July 15, 2016

While it may be exciting to move into a new home, especially if it is your first home purchase, the actual move can be a lot of hard work. Many people rely on their relatives or friends to help them move, but those that have moved often know there is a limit to how many […]

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Top 5 Landlord Questions Answered

Author Rishi Published June 27, 2016

With the Real Estate market skyrocketing the past several years, many individuals have chosen to purchase property as an investment. Being a Landlord can be tricky, here are answers to common questions you may have as a Landlord.   Rent Increase: Once every 12 months. Landlord must give tenant 90-day written notice of increase.   […]

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Do you know these common Tenant Rights?

Author Rishi Published June 23, 2016

For those who are renting (are tenants) here are some quick rights you have, which you may not know Landlord cannot refuse to rent to you because you are new comer to Canada or because you have children Landlord cannot ask you for a damage deposit and they cannot use your last months rent as […]

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Having Trouble Paying off your Student Loan?

Author Rishi Published June 17, 2016

Here are some tips and tricks to help you pay it off: Repayment Assistance You may find that your financial circumstances make it difficult or impossible to make the required payments. There are measures you can take to restructure your loan in these circumstances. Generally, if you are experiencing financial difficulties, you can arrange to […]

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Dealing with Credit Agencies

Author Rishi Published June 1, 2016

Total Canadian Household Debt is at record levels. Here is some good on how to deal with Collection Agencies. A collection agency is hired to collect money for a third party, usually a company. To avoid being contacted by a collection agency, communication is the key. If you are having a difficult time paying a […]

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What’s in a Credit Report?

Author Rishi Published

Total Canadian Household Debt is at record levels. Here is some good information to help you understand your Credit Report. Your credit report contains the following information: Personal information such as your name, address, social insurance number, employers, date of birth and telephone number Information related to any loans you have such as a credit […]

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How you could become a Millionaire…Tax Free!

Author Rishi Published September 30, 2015

Can you save $10 a day? Great! Then you could be on your way to becoming a Millionaire! If you are around 25 years old then this is made for you. Here’s how: Step One: Open up a Tax Free Savings Account. Current maximum contribution limit on this account is $46,500**, if you have not […]

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Young Adults and Young Families: Getting Started Financially (It’s okay to be scared!)

Author Rishi Published July 30, 2015

So you have graduated from University or College and you’re now looking for a job or perhaps you just started one. Maybe you have been working for a few years now and are slowly starting to pay down your student loans and live a little. Or maybe you just got married, now dealing with the numerous responsibilities of owning a home, and paying multiple bills. Whatever your situation is, if you are in your 20’s or early 30’s you probably have just started getting into your personal finance. It’s okay to be scared, with everything that has happened to the markets in the past 6 years, who can blame you for being a bit apprehensive!

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