The RRSP Program Turns 60 This Year

Author Rishi Published May 5, 2017

One of the first steps in Canada’s push to build the social safety net turns 60 this year. The Registered Retirement Savings Plan was announced in the House of Commons on March 14, 1947 by Liberal finance minister Walter Harris as part of his party’s budget. The Liberals would be defeated within months by former […]

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6 Disability Insurance Myths Debunked

Author Rishi Published April 12, 2017

There is a lot of misinformation circulating when it comes to disability insurance. In order to make smarter decisions regarding your coverage, you need to know the facts and the options available to you. To help keep you on track, here are six common myths about disability insurance and why they are false. Myth 1: […]

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The Ins and Outs of Group Insurance

Author Rishi Published March 31, 2017

What is Group Insurance? Group insurance is a benefits package offered by a union, professional association, alumni association or employer to its members/employees. Since the organization is purchasing insurance for a large number of people using a wholesale approach, the cost of the policy per person is lower than an individual policy. Policyholders can contribute […]

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5 Life Insurance Myths Debunked

Author Rishi Published

Talking about death is rarely a comfortable conversation because people tend to avoid discussing what will happen at the end of their own life. However, this is not the only reason people don’t look into buying life insurance early enough. Myths and misconceptions about life insurance are aplenty, which is preventing thousands of Canadians from […]

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Why you need Disability Insurance

Author Rishi Published March 15, 2017

Working a cozy desk job with no pre-existing conditions, we too often believe the worst will never happen to us. This is largely because when we hear the words disability insurance, we imagine a spinal cord injury rendering us disabled. Indeed, this is rare, but did you know that you are more likely to become […]

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Understanding the Cost of Investing

Author Rishi Published March 8, 2017

We all know the mantra: be smart with your money, save for the future and spend wisely. Yet many leave high school/university without a clue on how to invest and truly work towards building wealth. Stocks and finance require extensive study, particularly when it comes to how fees work. Financial advisors do not work for […]

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Insurance Solutions for Employers

Author Rishi Published March 1, 2017

Providing health insurance to employees is not always an easy task. However, in today’s competitive job market, you will not be able to attract or retain talent unless you offer sufficient benefits. It is important that you review your options and pick a strategy that works best for your business. Group Insurance This is the […]

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TFSA Limit Will Not Increase in 2017

Author Rishi Published February 22, 2017

TFSA Limit Over The Years The TFSA limit will remain at $5,500 for 2017 due to years of low inflation, but is still good news for those looking to build wealth. For those who were at least 18 years old in 2009 and a Canadian resident since, now have a cumulative TFSA limit of $52,000. […]

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Fee Based Investing: What is it and what are the benefits?

Author Rishi Published February 13, 2017

There is a trend sweeping the investing world. Investors are now choosing fee-based investing over the traditional commission-based. Fee-based investing has become a favourite amongst investors primarily because it offers information about advisor fees that is upfront and easy to understand. Like commission-based investments, this type of investment is backed by knowledgeable financial advisors, commission-free […]

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6 Essential Financial Tips for Newlyweds

Author Rishi Published February 9, 2017

So you just got married and are starting to build a life together with your partner. Here are 6 Essential Financial Tips that will set you up for success for years to come.   Change the Beneficiaries on your Insurance Policies, RRSPs, TFSAs, Company Pension and Benefits Plan Why? At the end of the day […]

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